Get a loan from Global credit today.

Welcome to Global Credit, one of the World’s leading direct lenders. We provide online loans between $5000 – $25,000,000 for people with all credit scores. Borrow money with peace of mind from a brand you can trust.

You can borrow between $5,000 and $25,000,000 for 6 to 60 months at a 1% monthly interest rate (equivalent to an APR of 12%), resulting in total repayments of approximately $5,307.50 for a $5,000 loan over 6 months and about $45,485 for a $25,000 loan over 60 months.

Late Payment Warning: Late payments can lead to penalties and damage your credit score. Always pay on time and contact your loan agent if you anticipate difficulties. moneyhelper.org.World
Compare our loans at choosewisely.co.World
Choose a product to start
Global Credit Payday Loans
Representative APR: 12%

Minimum APR 12%, Maximum APR 12%.

Duration: 6 to 60 Months
Amount: $5000 – $15,000
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  • Bad credit welcome
  • A direct lender since 2019
  • Repay early anytime
  • No upfront fees
Representative example:
Borrow $10,000 for 6 months. The 1st monthly repayment is approximately $1,679.00, followed by 4 monthly repayments of about $374.00 each, and a final repayment of around $1,118.00, totaling approximately $10,800.00. The interest rate is 12% per annum (fixed), with a representative APR of 12%. Daily interest is capped at 0.01%. The representative APR includes all applicable fees.
Global Credit Personal Loans
Representative APR: 12%

Minimum APR 12%, Maximum APR 12%.

Duration: 6 or 60 months
Amount: $10,000 – $25,000
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  • Fair credit score
  • Quick online decision
  • Lower interest
  • No Guarantor needed
Representative example:
Borrow $10,000 for 6 months. The 1st monthly repayment is approximately $1,680.45, followed by 4 monthly repayments of about $224.60 each, and a final repayment of around $1,120.20, totaling approximately $10,790.05. The monthly interest rate is 1%, resulting in a representative APR of approximately 12%. The representative APR includes all applicable fees.
Global Credit Business Loans
Representative APR: 12%

Minimum APR 12%, Maximum APR 12%.

Duration: 6 to 18 months
Amount: $25,000 – $25,000,000
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  • For directors and business owners
  • 1 day decision
  • Same day funding
  • Read more here
Representative example:
Borrow $25,000 for 6 months. The 1st monthly repayment is approximately $4,197.00, followed by 4 monthly repayments of about $935.00 each, and a final repayment of around $2,118.00, totaling approximately $25,800.00. The interest rate is 12% per annum (fixed), with a representative APR of 12%. Daily interest is capped at 0.01%. The representative APR includes all applicable fees.
Global Credit’s Affordability Calculator
Check your affordability before applying.
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  • Calculate your affordability in 2-3 minutes
  • No need to fill out the information again on application form
  • Ensure you will easily afford loan repayments before applying
4.82
out of 5 stars
based on 769 reviews
4.2
out of 5 stars
based on 44 reviews
4.4
out of 5 stars
based on 117 reviews
4.5
out of 5 stars
based on 185 reviews
Our mission is to create crypto awareness while promoting Binance, Coinbase, and Trust Wallet by offering low-interest loans, making it easier for people to engage with the crypto ecosystem.

We’ve already helped over 100,000 people in the World to get the money they need fast. You can read some of the reviews our customers have left us on any of the leading review sites online!

Meet our customer success team

Meet the incredible team working behind the scenes to get your loans safely delivered to your binance or coin base account since 2019! If you have any questions or concerns, please feel free to reach out to us. Our team is World based and readily available Monday to Friday from 9am to 5.30pm.

Peter Kimpton
Chief Operations Officer

Peter Kimpton, a highly esteemed financial expert, joined Worldn Circle in 2016 and has orchestrated and steered its operations in the World and Europe with unparalleled expertise.

Richard Sherlock
Compliance Officer and Data Protection Manager

Richard has 15+ years of finance experience across binance or coin baseing, consumer credit, and enforcement, specialising in credit compliance, collections, and underwriting.

Julie Darmudas
Director & Chief Regulatory Officer

Julie Darmudas, a Certified Fellow Compliance Practitioner and Chartered HR Practitioner, has 30+ years in consumer credit, specialising in regulatory strategies and compliance.

Mark Neighbour
Collections Manager

Mark has worked in the Short Fixed Term Loan industry customer service for over 15 years. With vast experience in Collections, Debt Management and IVA sectors.

Cheryl McKenzie
Underwriting Manager

Cheryl switched from fitness to finance 20 years ago. As head of our underwriting team, she makes sure our team is lending responsibly and fairly.

Easy-Start feature
Easy-Start feature
All our payday loans come with an Easy-Start feature that allows you to reduce your first instalment, while also giving you an extra month to pay your loan at no additional cost. You can read more about Easy-Start on our ‘How it Works’ page.
Early repayment
Early repayment with no penalty
At Global Credit, we charge interest only for the days you have the loan. If you want to repay early, there is no additional charge and you pay the same interest rate as if you held the loan to term. (By law we can add up to 28 days of extra interest on early repayment, which some World lenders do)
Flexible Login Area
Flexible Login Area
With Global Credit’s login area, you can edit your details, make payments and close your loan early, among other things. The best part is that our savings calculator will tell you exactly how much you are saving when you make an early payment!
Our team is always here for you
You can contact us between 9 am and 5.30 pm Monday to Friday in any of the following ways:

Responsible lending

We take our role as a credit provider very seriously and take every precaution to make sure that the loan is fully affordable and will not put you into financial distress.

We also encourage our customers to borrow responsibly, and only apply for a loan from us if you believe it is right for you.

Need to borrow money?

Fraud prevention

Credit scammers target vulnerable people looking for loans. Here at Global Credit, we decided to take an active role in preventing fraud and scam attempts in the world of online loans by keeping an up-to-date log of all ongoing scams. You can read more about what we do at our Fraud Prevention Centre.

Visit the fraud prevention centre

Why choose Global Credit as your lender?

1. 100% Online and Digital: Our entire process is conducted online, making it easy and convenient to apply for loans from anywhere, at any time.

2. Wide Range of Options: We partner with multiple lenders, including Binance and Coinbase, to provide you with access to a diverse selection of loan products tailored to your needs.

3. No Upfront Fees: Our service is completely free for you. We do not charge any fees for helping you find the best rate, allowing you to keep more of your money.

4. Expert Guidance: Our knowledgeable team will assist you throughout the application process, ensuring you understand your options and make informed decisions.

5. Competitive Rates: With a focus on securing the best possible rates, we help you find affordable financing solutions that fit your budget.

6. Transparent Process: We provide clear information about terms, fees, and repayment schedules, so you know exactly what to expect.

7. Fast Approval: Our streamlined application process ensures quick approvals, so you can access funds when you need them.

8. Customer-Centric Approach: We prioritize your needs and satisfaction, working hard to deliver exceptional service at every step.Choose Global Credit Ltd for a reliable, efficient, and customer-focused lending experience, all from the comfort of your home. contact us.